Barring any unforeseen circumstances, Best Egg loans have a minimum term of 36 months and a maximum term of 60 months. For a second Best Egg loan, your total existing Best Egg loan balances cannot exceed $50,000.īest Egg loans can be repaid at any time without penalty.
Residents of Massachusetts have a minimum loan amount of $6,500 New Mexico and Ohio, $5,000 and Georgia, $3,000. The timing of available funds upon loan approval may vary depending upon your bank’s policies. If offered, your loan agreement will contain specific terms and conditions. The term, amount and APR of any loan we offer to you will depend on your credit score, income, debt payment obligations, loan amount, credit history and other factors. To learn more about our lending partners, click here. All uses of “Best Egg” refer to “the Best Egg personal loan” and/or “Best Egg on behalf of Cross River Bank or Blue Ridge Bank, as originator of the Best Egg personal loan,” as applicable. “Best Egg” is a trademark of Marlette Holdings, Inc., a Delaware corporation. Best Egg Credit Card is issued by First Bank & Trust, Brookings, SD pursuant to a license by Visa International. This email address will also be used to log into your application.īest Egg loans are unsecured or secured personal loans made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender or Blue Ridge Bank, a Nationally Chartered Bank, Member FDIC, Equal Housing Lender. *By entering your email address, you are opting in to receive updates, notifications and special offers from Best Egg and its affiliates, agents, service providers or assignees (and any of its assignee’s affiliates, agents or service providers) and, with your consent, one or more lending partners.
After successful verification, your money can be deposited in your bank account within 1-3 business days. For example: a 5‐year $10,000 loan with 9.99% APR has 60 scheduled monthly payments of $201.81, and a 3‐year $5,000 loan with 5.99% APR has 36 scheduled monthly payments of $150.57.Ībout half of our customers get their money the next day. You need a minimum 700 FICO ® score and a minimum individual annual income of $100,000 to qualify for our lowest APR. Your loan term will impact your APR, which may be higher than our lowest advertised rate. The origination fee on a loan term 4-years or longer will be at least 4.99%. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0.99%–5.99% of your loan amount, which will be deducted from any loan proceeds you receive. † Annual Percentage Rates (APRs) range from 5.99%–35.99%.
0 kommentar(er)
